How to insure your property and why that’s important?

Šime Unić
How to insure your property and why that’s important

If you’re an owner of a property, you are probably well aware that any sudden damage could cause you problems on multiple levels. Of course, your health has to come first, but you will want to restore your property after an unfortunate event, and without a good insurance policy to help you in a situation like that, this can be quite a financial challenge.

It’s enough to remember the devastating earthquakes that hit Zagreb and the wider Sisak area in the last year and a half to quickly realize the importance of insuring your real estate. Simply put, restoring it will be much easier with a dedicated partner at your side.

Of course, the insurance doesn’t need to apply to earthquakes alone but can also protect you in the event of a fire, flood and even burglary or similar misfortunes. In cases like that, investing in an appropriate insurance policy can pay off in a big way, and if you only have one property in your ownership, insuring it becomes even more important.

Imagine a situation in which something happens to your newly bought piece of real estate that was supposed to a new home for you and your family. Obviously, you want to protect that place as best you can. The right insurance policy will protect your dreams and make your life much easier in the financial sense.


Where to insure your property?

There really is plenty of options on the market today if you’re looking to insure your real estate, but the offer GRAWE Croatia has come up with is the best among them. The package that applies to insuring households doesn’t just cover the damage caused by storms or fires, but it can also help you fix the damage from faulty sewage pipes. Even the inside of your home is covered, as well as glass surfaces, and even the members of your household are covered if an accident happens. Burglaries are included, too.

However, this is only the beginning because you can choose to insure the outer area of your piece of real estate, auxiliary objects and things like that. So, if you have another object on your property in addition to your house, maybe a garage, you can protect that, as well. As you can see, many different types of real estate can be encompassed by your insurance policy, which means you can be sure the property you invest in will always have a repair fund when it’s needed.

Some of you may be interested in the fact that other forms of insurance are also offered such as insuring your appliances, the policy that provides you with access to services like locksmiths, plumbers and other handymen who can help you out in a pinch. It’s good to know that GRAWE offers several levels of each insurance package, so you can always find the one that perfectly fits your needs and financial situation.

And if you have or are thinking about buying a vacation home somewhere on the Croatian coast and can’t shake the impression that a nice boat with which to explore the most beautiful islands in Croatia would go with it splendidly, you can just as easily insure your vessel, no matter if you’re looking for obligatory, voluntary or total insurance.

No matter which type of insurance you’re interested in, all information, as well as a calculation of your costs can be acquired on GRAWE’s website. All you need to do is input some basic information about yourself, and you will find out what you can expect from your policy very quickly.

where to insure a property


Do I have to insure my property?

Unlike cars, Croatia’s laws do not make it obligatory for you to insure your property. However, should you decide to take out a loan for your new apartment or house, you can expect the bank to demand at least some form of insurance to be included in the deal. Usually, it’s something fairly basic, but you simply won’t be able to get your loan approved without it, which makes sense because the bank will want to protect its investment.

On the other hand, if you already own a property, you don’t have to be afraid of being forced to pay for insurance for some reason if you don’t want to. This is just a way of protecting your real estate investment in the event of unexpected problems, and a thing like that is always good to have.

satisfaction after signing the insurance


Terra Dalmatica & GRAWE - a winning combination

If you’re aiming to buy real estate in Dalmatia, no matter if you’re looking for an apartment, a house, or a vacation home, Terra Dalmatica will provide you with the best selection and plenty of information on each property. On top of that, our agents are always available for advice and can even take care of all necessary documents needed to finalize the deal for you. That way, purchasing real estate becomes much simpler and faster.

And once you’ve found your new home or dream vacation house, insuring it will seem like the logical next step. Once you do that, you will be able to truly enjoy your new property, without a care in the world.

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